Posted by: hmchang | October 28, 2011

Music: Adele’s Someone Like You

After Rolling in the deep, Another classic by Adele!

Sometimes it lasts in love, but sometimes it hurts instead.

I wish nothing but the best for you.

Posted by: hmchang | September 28, 2011

Music: 末班車 by 蕭煌奇

To our love.

轉載來自 ※Mojim.com 魔鏡歌詞網 

末班車(Last Train)
作詞:馬嵩惟
作曲:李偉菘
編曲:Terence Teo

空著手 猶如你來的時候
緊皺的額頭 終於再沒有苦痛
走得太累了 眼皮難免會沉重
你沒錯 是應該回家坐坐

鳴笛聲 悄悄地刺進耳朵
這一次揮手 恐怕再沒機會問候
最後一遍了 換你躲進我雙肘
像靠在 曾搖動我的天空

別說話 淚水你別帶走
鏡子裡的我 已留下你 輪廓上的笑容
別回眸 末班車要開了
你不過先走 深愛是讓不捨離開的人 好好走

別牽掛 約好我們再見
散步的午後 要像從前 再挽著手敘舊
別逗留 末班車要開了
路到了盡頭 回頭是爲永留心口的人 好好走

Posted by: hmchang | September 27, 2011

Info: Dead Sea Scrolls Online

 

 

Google help put thousand-year-old dead sea scrolls online – http://dss.collections.imj.org.il/  it is very cool! Must take a look!

Posted by: hmchang | September 25, 2011

Music: 還是要幸福 by 田馥甄

能夠說出你還是要幸福這樣的話,才是真的釋懷。

你還是要幸福 你千萬不要再招惹別人哭
所有錯誤從我這裏落幕 別跟著我 銘心 刻骨

還是要幸福 (source)
作詞:徐世珍/司魚
作曲:張簡君偉
編曲:盧家宏、JerryC
製作:呂禎晃、郭文宗、張簡君偉

不確定就別親吻 感情很容易毀了一個人
一個人若不夠狠 愛淡了不離不棄多殘忍

你留下來的垃圾 我一天一天總會丟完的
我甚至真心真意的祝福 永恆在你的身上先發生

你還是要幸福 你千萬不要再招惹別人哭
所有錯誤從我這裏落幕 別跟著我 銘心 刻骨

你還是要幸福 我才能確定我還得很清楚
確定自己再也不會佔據 你的篇幅
明天 開始 這一切都結束

還我鑰匙的備份 我覺得再見可以很單純
轉載來自 ※Mojim.com 魔鏡歌詞網 
我甚至真心真意的祝福 永恆在你的身上先發生

你還是要幸福 你千萬不要再招惹別人哭
所有錯誤從我這裏落幕 別跟著我 銘心 刻骨

你還是要幸福 我才能確定我還得很清楚
確定自己再也不會佔據 你的篇幅
明天 開始 這一切都結束

你還是要幸福 你千萬不要再招惹別人哭
所有錯誤從我這裏落幕 別跟著我 銘心 刻骨

你如果很幸福 半夜的簡訊我就無需回覆
因為你的悲喜已經有了 容身之處 我也 能有 最純粹的孤獨

最孤獨 的孤獨

Posted by: hmchang | September 20, 2011

Music: Czardas

One of my favorite classical piece played by Stanley’s talented girlfriend

Posted by: hmchang | September 17, 2011

Music: 愛 by 莫文蔚

曾經是金曲獎最佳歌曲,並不好唱得一首經典! 莫文蔚的獨特嗓音,唱著這麼好的詞:

“因為我會想起你,我害怕面對自己,我的意志總被寂寞吞噬”

“因為你總會提醒 過去總不會過去 有種真愛不是我的”

“假如我不曾愛你,我不會失去自己,想念的刺釘住我的位置”

“因為你總會提醒 儘管我得到世界 有些幸福不是我的”

,是那麼地有意境!

Posted by: hmchang | August 18, 2011

Life: Growing Mushroom – Day 1

I started to grow mushroom at home with the back to the root mushroom garden. Today is day 1 (Day 0 preparation: soak it in water). Let’s see what the founder started this idea!

Posted by: hmchang | August 17, 2011

Money: On the Tax Rate

Warren Buffet recently wrote an opinion on NYtimes urging to increase the tax rate for the rich 2% (annual income above 1 million). It is clear that people who use money to make money (through investment) need to pay less tax nowadays. The majority of us, the regular workers, contribute 1/3 of our annual income to federal, state, or social security. No wonder in “Rich dad, poor dad,” the author urge us to move to B and I quadrature — US tax rate favor those people.

OP-ED CONTRIBUTOR (source)

Stop Coddling the Super-Rich

By WARREN E. BUFFETT
Published: August 14, 2011

OUR leaders have asked for “shared sacrifice.” But when they did the asking, they spared me. I checked with my mega-rich friends to learn what pain they were expecting. They, too, were left untouched.

While the poor and middle class fight for us in Afghanistan, and while most Americans struggle to make ends meet, we mega-rich continue to get our extraordinary tax breaks. Some of us are investment managers who earn billions from our daily labors but are allowed to classify our income as “carried interest,” thereby getting a bargain 15 percent tax rate. Others own stock index futures for 10 minutes and have 60 percent of their gain taxed at 15 percent, as if they’d been long-term investors.

These and other blessings are showered upon us by legislators in Washington who feel compelled to protect us, much as if we were spotted owls or some other endangered species. It’s nice to have friends in high places.

Last year my federal tax bill — the income tax I paid, as well as payroll taxes paid by me and on my behalf — was $6,938,744. That sounds like a lot of money. But what I paid was only 17.4 percent of my taxable income — and that’s actually a lower percentage than was paid by any of the other 20 people in our office. Their tax burdens ranged from 33 percent to 41 percent and averaged 36 percent.

If you make money with money, as some of my super-rich friends do, your percentage may be a bit lower than mine. But if you earn money from a job, your percentage will surely exceed mine — most likely by a lot.

To understand why, you need to examine the sources of government revenue. Last year about 80 percent of these revenues came from personal income taxes and payroll taxes. The mega-rich pay income taxes at a rate of 15 percent on most of their earnings but pay practically nothing in payroll taxes. It’s a different story for the middle class: typically, they fall into the 15 percent and 25 percent income tax brackets, and then are hit with heavy payroll taxes to boot.

Back in the 1980s and 1990s, tax rates for the rich were far higher, and my percentage rate was in the middle of the pack. According to a theory I sometimes hear, I should have thrown a fit and refused to invest because of the elevated tax rates on capital gains and dividends.

I didn’t refuse, nor did others. I have worked with investors for 60 years and I have yet to see anyone — not even when capital gains rates were 39.9 percent in 1976-77 — shy away from a sensible investment because of the tax rate on the potential gain. People invest to make money, and potential taxes have never scared them off. And to those who argue that higher rates hurt job creation, I would note that a net of nearly 40 million jobs were added between 1980 and 2000. You know what’s happened since then: lower tax rates and far lower job creation.

Since 1992, the I.R.S. has compiled data from the returns of the 400 Americans reporting the largest income. In 1992, the top 400 had aggregate taxable income of $16.9 billion and paid federal taxes of 29.2 percent on that sum. In 2008, the aggregate income of the highest 400 had soared to $90.9 billion — a staggering $227.4 million on average — but the rate paid had fallen to 21.5 percent.

The taxes I refer to here include only federal income tax, but you can be sure that any payroll tax for the 400 was inconsequential compared to income. In fact, 88 of the 400 in 2008 reported no wages at all, though every one of them reported capital gains. Some of my brethren may shun work but they all like to invest. (I can relate to that.)

I know well many of the mega-rich and, by and large, they are very decent people. They love America and appreciate the opportunity this country has given them. Many have joined the Giving Pledge, promising to give most of their wealth to philanthropy. Most wouldn’t mind being told to pay more in taxes as well, particularly when so many of their fellow citizens are truly suffering.

Twelve members of Congress will soon take on the crucial job of rearranging our country’s finances. They’ve been instructed to devise a plan that reduces the 10-year deficit by at least $1.5 trillion. It’s vital, however, that they achieve far more than that. Americans are rapidly losing faith in the ability of Congress to deal with our country’s fiscal problems. Only action that is immediate, real and very substantial will prevent that doubt from morphing into hopelessness. That feeling can create its own reality.

Job one for the 12 is to pare down some future promises that even a rich America can’t fulfill. Big money must be saved here. The 12 should then turn to the issue of revenues. I would leave rates for 99.7 percent of taxpayers unchanged and continue the current 2-percentage-point reduction in the employee contribution to the payroll tax. This cut helps the poor and the middle class, who need every break they can get.

But for those making more than $1 million — there were 236,883 such households in 2009 — I would raise rates immediately on taxable income in excess of $1 million, including, of course, dividends and capital gains. And for those who make $10 million or more — there were 8,274 in 2009 — I would suggest an additional increase in rate.

My friends and I have been coddled long enough by a billionaire-friendly Congress. It’s time for our government to get serious about shared sacrifice.

Warren E. Buffett is the chairman and chief executive of Berkshire Hathaway.

Posted by: hmchang | August 12, 2011

Gadgets: Is it real iPhone 5?

Posted by: hmchang | July 15, 2011

Music: Korean’s Got Talent Sung-bong Choi

A lot of talents around the world.

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